html { margin:0; padding:0;}

body { margin:0; padding:0; font:11px Verdana, Arial, Helvetica, sans-serif; background:#ffffff url(../images/ngtop.jpg) repeat-x}

.fl { float:left;}

.fr { float:right;}

.clear { clear:both;}

.gap5 {padding:5px 0px 0px 0px; font-size:1px;}

.gap20 {height:20px; font-size:1px;}

hr { height:3px; background-color:#F0DDB5}

p {font-family:Verdana, Arial, Helvetica, sans-serif; font-size:12px; color:#414141; line-height:18px; text-align:justify; margin:0px; padding:0px}

.pad { padding:5px 0px 0px 5px}

#outerwrapper {width:979px; margin:auto; height:auto; overflow:hidden; /*border:1px solid #FF0000*/;}

#header { width:100%; height:117px;}

#bodycenterbg { background:url(../images/bodycenter.gif) repeat-y; }

#bodytopbg { width:100%; background:url(../images/body_top.gif) top no-repeat;}

#bodycontent { /*padding:30px;/*/* border:1px solid #00FF00*/}

#bottomcontent { width:100%; border:1px solid #DEDEDE; padding:2px; margin-top:30px}

#innerbottomcontent { background:#F0F0F0; padding:12px;}

#footer { width:100%; height:198px; background:url(../images/footerbg.gif) repeat-x}

#bodybottom { width:979px; height:200px; background:url(../images/body_bottom.gif) no-repeat; margin:auto;}

#topnav {
	width:919px;
	height:54px;
	margin:auto;
	background-image:url(../images/links.jpg);
	background-repeat:no-repeat;

	padding:0px;
}

ul#navigation {
	width:100%;
	height:54px;
	margin:0px;
	padding:0px;
	clear:both;
	overflow:hidden;
}

ul#navigation li {
	display:inline;
	list-style-type:none;
	padding:0px;
	margin:0px;

}

#navigation li a {
	background-image:url(../images/links.jpg);
	background-repeat:no-repeat;
	height:54px;
	float:left;
}

a#home {
	width:110px;
}

a#home:hover, a#home.selected {
	background-position:0px -54px;
}

a#recognize{
	width:276px;
	background-position:-110px 0px;
}

a#recognize:hover,a#services.selected {
	background-position:-110px -54px;
}

a#possible{
	width:188px;
	background-position:-386px 0px;
}

a#possible:hover,a#services.selected {
	background-position:-386px -54px;
}

a#calculators{
	width:184px;
	background-position:-574px 0px;
}

a#calculators:hover,a#services.selected {
	background-position:-574px -54px;
}

a#contact{
	width:160px;
	background-position:-758px 0px;
}

a#contact:hover,a#services.selected {
	background-position:-758px -54px;
}

.padmag { padding:0px; margin:0px;}

input { padding:0px; margin:0px}









.topheading { font-family:Calibri, verdana; font-size:18px; color:#FFFFFF; font-style:italic}

.blackheading { font-family:Calibri, verdana; font-size:24px; color:#000000; line-height:24px;}

.redheading { font-family:Calibri, verdana; font-size:24px; color:#C72200; line-height:24px;}

.bottomaddress { font-family:Calibri, verdana; font-size:20px; color:#FFFFFF; line-height:24px;}

.whitetext { font-family:Verdana, Arial, Helvetica, sans-serif; font-size:11px; color:#FFFFFF; line-height:18px; text-decoration:none}
.whitetext a{ font-family:Verdana, Arial, Helvetica, sans-serif; font-size:11px; color:#FFFFFF; line-height:18px; text-decoration:none}
.whitetext a:hover{ color:#97C725; text-decoration:underline}

.fieldtext { font-size:12px; color:#333333; font-weight:bold; font-family:Verdana, Arial, Helvetica, sans-serif}

.text { font-family:Verdana, Arial, Helvetica, sans-serif; font-size:10px; color:#666666; line-height:16px;}