- You are living pay cheque to pay cheque and mostly use your credit cards as a necessity rather than a convenience.
- You are borrowing money from one credit card to pay another credit card
- Your wages have been garnished to pay for outstanding debts.
- You are paying only minimum monthly balance on all your debt (credit cards, loans)
- Creditors pressure you for payment, threaten to sue or repossess your car, furniture or television, or hire a collection agency   to recover the money for them.
- Your telephone/cable/utility has been cut off because your bills have gone unpaid.

For Confidential & Free Initial Consultation Call us now at 1866-564-1985